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Job Title: Existing Customer Credit Analyst II (Part-time)
Location: Newark, DE
Company: Bank of America
OPPORTUNITY FOR ACHIEVEMENT ...
At Bank of America we take great pride in creating career opportunities for our associates - and we provide them with the training and support they need to achieve their goals.
Bank of America is seeking professional and motivated candidates interested in the following opportunity:
Reviews applications and makes decisions regarding creditworthiness for the issuing of credit cards and/or non-card, unsecured lines of credit. Uses systematic tools for more accurate decisions and to determine credit line within approval authority limits. Inputs decisions into the system. Requires in-depth knowledge of credit card and/or non-card, unsecured lines of credit underwriting criteria. Normally has more than 2 years of experience.
The Senior Credit Analyst reports directly to a Section Manager in Existing Customer Credit. Responsibilities include reviewing instant and Internet credit line increase requests and rendering a high quality decision in a fast paced environment. This is accomplished by evaluating information from the Customer, credit bureau report and potentially personal tax returns as well as financial statements. Additional responsibilities include answering a variety of inward risk inquiries as well as making outward risk detection calls. The Senior Credit Analyst must maintain strong job knowledge, work type flexibility, and be able to balance loan quality with revenue generation opportunities for the company.
Required Skills: "Must" have these skills to be minimally qualified.
Minimum of 12 months of Customer contact experience Excellent working knowledge of Federal and State regulations Demonstrated knowledge of BAC lending philosophy Knowledge of credit reports and bureaus Strong analytical/problem solving skills Self-motivated and results oriented
Desired Skills:
Previous lending experience/Lending Authority Four year college degree
In return for your talent, Bank of America offers outstanding career opportunities and advancement and promotes a healthy work/life balance through special benefits and programs.
Bank of America is an Equal Opportunity Employer M/F/D/V.
Apply Here
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